Florida... a great place to live! The Florida Real Estate Blog is designed to be a resource center. You will find a wealth of information on topics including home selling and buying, Florida home values, property taxes, Florida housing market updates, mortgages / home loans, home inspections, title insurance, homeownership, relocating, Florida real estate investing, 1031 Exchanges, home maintenance, trends, and Florida real estate news and views. Find real estate information for all of Florida including Jacksonville, Gainesville, Ocala, Orlando, Central Florida, Tampa, Clearwater, Sarasota, Fort Myers, Naples, South Florida, West Palm Beach, Fort Lauderdale, Miami, and the Florida Keys.
Whether you're a first-time buyer or a seasoned home buyer, take advantage of free online tools to assist you in your decisions. Before your start looking at homes in Florida, you need to know how much mortgage you can afford. If you're not ready to visit with a mortgage broker to get pre-approved for a home loan, here are some free online calculators you may find useful:
Chances are you've never heard of one. According to the EnergySavers.gov website, "Energy Efficient Mortages (EEMs) recognize that reduced utility expenses can permit a homeowner to pay a higher mortgage to cover the cost of the energy improvements on top of the approved mortgage. FHA EEMs provide mortgage insurance for a person to purchase or refinance a principal residence and incorporate the cost of energy-efficient improvements into the mortgage. The borrower does not have to qualify for the additional money and does not make a downpayment on it. The mortgage loan is funded by a lending institution, such as a mortgage company, bank, or savings and loan association, and the mortgage is insured by HUD."
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