March, 2009

David Fialk, Broker Owner, is pleased to announce that Choice Realty Co. is celebrating its 35 Year Anniversary as a full service, independent, privately owned Real Estate Company. We would like to thank all of our clients for making the past 35 years as rewarding as they have been!

I am a REALTOR^®.

A REALTOR^® is a real estate professional who is a member of the NATIONAL ASSOCIATION OF REALTORS^®  (NAR) and who abides by its Code of Ethics.
I am a Member of the Middlesex County Association of REALTORS^®, New Jersey Association of REALTORS^® (NJAR) and the National Association of REALTORS^®.

Equally important to the Code of Ethics that all REALTORS^® must abide by is the fact that these Trade Associations are the premier advocacy groups for private property rights for both the consumer and real estate licensees.

In case you missed some important news affecting private property ownership in New Jersey, I am providing Press Releases issued by the New Jersey Association of REALTORS^®
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Great News For Home Buyers and Home Sellers! Mortgage interest rates are below 5 %.

Consider the benefits. A lower interest rate will reduce the monthly payment for a mortgage loan or provide the ability to finance more in a home purchase and have the same monthly mortgage payment.

An example: using a $300,000 mortgage (calculations are estimates only)
   * 5% interest rate equals a mortgage payment (principal and interest) of $1,610
   * 4.75% interest rate equals a mortgage payment (principal and interest) of $1,564
This is a is monthly savings of $46.00.
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                                                Closed Real Estate Sales Data

Obtaining reliable current information is a very important aspect of searching for, or selling a home, in Iselin, New Jersey or any part of the County or State. I am providing Sales Data from the Middlesex County Multiple Listing System for one family homes and condos/townhouses comparing closed sales in 2008 to 2007.

This type of information can help you see the factual average trends of real estate sales and sale prices in particular Towns of interest as compared to reading about regional or national statistics.

Real estate is local. If you are thinking of buying or selling a home in Colonia, the real estate market there may not be same as in Edison or Woodbridge. Real estate values vary from Town to Town, and from one neighborhood or section of a Town to another.

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