Humm.....there is word on the street that the $8000 tax credit for first time buyers will be enhanced to allow borrowers to use it toward down payment.  Interesting....I am concerned right now that it is another "funny money" plan that can cause problems in markets where prices/appraisals are really tight.  A better idea in my mind is to extend the $8000 tax credit to ALL homebuyers, not just those buying their first home in the last three years.  Now that would be an economic stimulus!!