Hi folks,

I hope these sweltering Summer days have heated up your business and, if not, you at least have a chance to relax poolside with a nice cool drink in your hand.

With this as the peak season in real estate, we are sure you will run into clients now and then that may not be able to get into their dream home without a little help. Of course, we all know how critical a good credit score is to achieving that goal. That's why we are here, to partner with you and your clients, help raise their credit scores and send them right back to you so that you can help them find the home of their dreams.

There are a lot of scam credit repair companies ready to take your clients and steal their money. Our company takes pride in our business model. Please check it out for yourself below and let us know if we can help you improve your clients credit worthiness!

What Sets N2 Balance Head & Shoulders Above The Rest

We go out of our way to protect the consumer and comply with the Law as set out by the Federal Trades Commission. You will see some major differences in our business model and the model being used by many other companies.

The main thing that sets up apart and puts us head & shoulders above all of the rest is our iron clad commitment to the client. Our goal is not to simply bump a client's FICO score a few points and then ride off into the sunset - never to be seen or heard from again. Our goal is to improve the client's overall creditworthiness and financial well being for an entire year.

We don't just want to do whatever's necessary in order to be legal. On the contrary, we're absolutely committed to total compliance. In fact, we state this commitment in bold print in our Client Services Agreement.

There are some major differences in our business model and the model used by all the other companies - among them being:

1. We do not accept any money at the initial meeting. The initial meeting with the client is for the purpose of explaining our services and analyzing the client's credit file. Our fee is for a Credit Analysis. This is clearly stated in our service agreement. This is all we charge the client. Basically, we perform the analysis for the client and then in 4-6 days, the client decides whether or not to accept or reject our services. If they accept - they make arrangements to pay our analysis fee and everything else is free. If they reject - they pay us nothing and they've gotten a current Credit Analysis for nothing.

2. If the client's credit file is so corrupted and we do not have a reasonable expectation of being able to help the client, we do not accept the client and advise the client that only time will repair his/her credit file.

3. We make absolutely no guarantees and clearly state this in our services agreement. This is also explained in detail to the client.

4. Federal Law gives the client 3 business days to cancel a contract. We give our clients 4 - 6 days to accept or reject our services with absolutely no obligation whatsoever. This is clearly stated 3 times in our service agreement. The Director of Administration for N-2 Balance calls the client 4-6 days after the initial meeting and asks the client whether they want to accept or reject our services. If the client accepts, then payment arrangements are made. If the client rejects - there is no obligation and there is nothing owed by the client to us for the work already performed. The client can cancel for any reason. Federal Law also states if the client wishes to cancel the contract, the client must fill out and mail to the company a "Notice Of Cancellation" Form which also must be a part of any contract the client is required to sign. It's clearly stated twice in our agreement our clients can cancel/reject the contract/our services by contacted the Director of Administration for N-2 Balance. There's nothing to fill out and mail in - they simply don't pay us and we go away. We include a "Notice of Cancellation" form with our agreements only because it is mandated by Federal Law - but it is wasted paper and serves no purpose in our business model.

5. Our services agreement clearly states the client is paying for the credit analysis which has already been done. All other services performed for the client are free of charge. Our fees represent the total amount that the client will every pay. There are no monthly service fees, no hidden fees, no start-up fees, no correspondence or postage fees. That's all the client will ever pay. We offer a discount if the client wants to make a one-time payment and we also offer a payment plan at no additional cost to the client. Our contract is valid for one year and the client pays nothing more whether we do three challenges to the credit bureaus or three hundred.

6. Prior to signing a service agreement with us, the client is given the form "Credit File Rights Under State and Federal Law" and the form is explained to the client. We inform the client we're not doing anything for him he couldn't do for himself if he had the time, tenacity, and training. The client is required to sign this form in duplicate.