Find an agent you trust. It seriously is that simple for a first time homebuyer. Undue Stress for a First Time Homebuyer boils down to two things. Fear of the Unknown and Fear of Commitment.
Finding the right professionals for you, and then trusting in them to make things as smooth and easy as possible sounds easier than it is. But once you do that, IF you can do that, you choose the Easy Way vs. the Hard Way. The big difference between War Stories and Success Stories is very often the agent.
I know that sounds self-serving, and anyone who reads me on a regular basis knows how hard it is for me to boil it down to that simple fact. But sorry, It's true. It just is.
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Any feedback most welcome. Thanks
Before buying bank mortgage insurance, you may want to consider term life insurance. Not only can it be less expensive, but it has several advantages. With term life insurance, the homebuyer and not the lender has the power to name the beneficiary. The homebuyer also has the option of choosing a policy that converts into whole life insurance once the term is completed for uninterrupted coverage without having to reapply. The rates and amount of coverage with a term life insurance policy does not change; bank mortgage insurance only covers the balance owing, so the value of your coverage decreases, although the cost of the premiums does not. Consult with a licensed broker about using this option, as well as comparing term life insurance quotes online for the best rates.
ARDELL
DellaLoggia
On Seattle Real Estate including Kirkland, Bellevue, Redmond, Green Lake and most areas around Lake Washington North of Downtown Seattle.
Phone: 206-910-1000 - Mailto:Ardell@RainCityGuide.com
You can find many great Seattle real estate agents and loan officers on ActiveRain.com ARDELL DellaLoggia is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business.
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