Quips, tips, snippets, advice, and more about life and real estate in New Hampshire and Southern Maine. This blog is designed to be a resource for real estate assistance - both buyers & sellers, and for general information about living and working in the coastal areas of New Hampshire and the southeastern corner of Maine. Please feel free to post comments and/or ask questions.....I look forward to hearing from you! Make sure to visit my websites at http://www.AnnCummings.com and http://www.PortsmouthNewHampshireHomes.com
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1/1/2007
It's really very easy to fall in love with
Portsmouth New Hampshire, and the whole Seacoast area!
We have so much to offer both residents and visitors alike. As a matter of fact, many buyers I've worked with over time initially came here as visitors, returning again and again, and then decided to make Portsmouth their primary home. And it's no surprise they do, if you ask me! ;-)
Five GREAT reasons to make Portsmouth YOUR home:
~~ Portsmouth has a terrific location! We are right here on the coast of New Hampshire, just 45 minutes south of Portland Maine and 45 minutes north of Boston, Mass. The closest snow skiing is an easy 30-40 minute drive to Gunstock Ski Mountain. The coast, with our beautiful beaches and Atlantic Ocean, is right here at our doorstep. We've got great highway access for all major commuter routes, airports in 3 cities are less than an hour's drive and we have a small airport right here in Portsmouth, Amtrak rail service is just 15 minutes away.
~~ Portsmouth is just full of all kinds of things to do year-round! We've got parks, multiple theaters and venues for all kinds of productions - plays, musicals, concerts, etc. Loads of shopping abounds all over the place, and we've got just about every kind of dining right here in Portsmouth that you can think of! Spring through Fall, our Seacoast Farmer's Market runs every Saturday - a great place to buy fresh local produce, make new friends, and meet up with old friends.
~~ Portsmouth has great schools, including a beautifully renovated and expanded high school. We have 3 wonderful elementary schools, serving the various neighborhoods around town. And to add to all that our schools have to offer, we have a brand new beautiful library right next door to the Middle School. In addition to our great schools right here, we're only a few minutes away from the University of New Hampshire, located in Durham. UNH has one of the prettiest college campuses you'll ever see!
~~ Portsmouth offers great housing opportunities of all kinds, with a home to fit everyone's needs. Being in New England, we have all kinds of antique homes as well as lovely new construction homes, and everything in between. We've got great condos - both conversions as well as newly built, in all price ranges. We have plenty of homes for buyers to choose from, and with today's interest rates what they are & prices a little lower than they were last year, it's a GREAT time to be a buyer!
~~ Portsmouth's economic environment is great! We've got many great businesses here in Portsmouth and the surrounding areas. Over the last few years, a number of high-tech businesses have relocated to this area, causing this area to be dubbed the "e-Coast". Our downtown area has free wireless set up, a perfect environment for businesses and business people who love being downtown. They are looking into expanding this further to encompass more of the downtown area as well going into some of the neighborhoods close to downtown. Plus here in New Hampshire, we have NO income tax nor do we have a sales tax!!
And as if all those reasons weren't enough to convince you Portsmouth is a great place to call home, we've got a FABULOUS Little League Team!!
Come to visit - come to STAY because you'll want make Portsmouth New Hampshire YOUR home! Once you're here, this area just makes you fall in love with it, and this just helps to make my job that much easier!
Ann Cummings
Portsmouth New Hampshire Homes
12/13/2006
New Portsmouth Library Set to Open!!
Our NEW Portsmouth City Library is scheduled to open on Monday, December 18th, and the grand opening will be January 7th, 2007. If there's a snow storm on the 7th, the new grand opening date will be January 14th.
This is exciting because it's a fabulous building that's been in the making for a long time coming. The location is terrific, right next door to the Portsmouth Middle School, and a very easy walk from downtown and all the downtown neighborhoods.
For more information on books that have been checked out, the hours of the new library, and all the programs being offered, check out this link. You can also call the library at 427-1540.
Great news, and I'm really looking forward to seeing it open!
12/13/2006
Categorized in: Just For Fun!
Magical Mistletoe

Have you ever wondered about mistletoe - where it comes from, how it came to have the romantic magic it does? I saw a bunch of it for sale somewhere recently around Portsmouth, and I got to wondering how a plant like that evolved into something with the magical powers that mistletoe symbolizes.
Did you know that mistletoe is really a parasite? It is! It's a parasitic shrub that's usually found in fruit trees, maples and sometimes in oaks. And in North America, it's typically found in trees from New Jersey down to Florida.
Mistletoe has been associated with the holidays at this time of year going back for centuries, and has symbolized peace and love.
In ancient times, Druid priests thought mistletoe was a sacred plant because it grew in the air in oak trees, which was their sacred tree. They would climb into oak trees and cut the mistletoe with golden sickles. Worshippers below would catch it on white cloths before it touched the ground, because it was considered bad luck for even the tiniest piece of mistletoe to touch the ground. It would then be hauled off for use in fertility rites and in cures for a variety of ailments.
In Norse mythology, the soldiers who met in battle under mistletoe would stop their fighting, kiss and make-up. They had to put their weapons aside and exchange a kiss of peace, declaring a truce for that day. The tradition of kissing under the mistletoe may have originated from this custom, and from the Druids, since both considered the mistletoe to be sacred. Other beliefs in folklore say that a sprig of mistletoe placed over a baby's cradle would protect that child from goblins. And another legend says that giving a sprig to the first cow calving after the New Year would protect the entire herd.
Greek mythology says that a bough of mistletoe plucked from an oak will guarantee safe passage to the Underworld. In Swiss folkfore, it was shot out of trees with arrows for good luck, but had to be caught before it touched the ground.
Mistletoe has meant all kinds of things over the years. The language of flowers shows it to be associated with overcoming difficulties. It was believed to be a cure for epilepsy, since it doesn't ever touch the ground, it could prevent epileptics from falling during a seizure. Native American tribes in the southwest drink a tea made from mistletoe to relax the muscles during childbirth. Today, it's being researched as a drug to used to fight inflammation and cancer. Who knows what it might be used for tomorrow......
In the 18th century, kissing balls made of mistletoe were popular, and continue to this day. In the 1700's, the exchange of kisses between a man and a woman was seen as a promise to marry. Getting caught under the mistletoe was supposed to increase a young lady's chances of marriage back then. Their belief then was that a girl who wasn't kissed would still be single until the next Christmas. I'm thinking "the times, they have a'changed"!!
Mistletoe was the state flower of Oklahoma until 2004, but it does still serve as the state's official floral emblem.
There's everything you could ever want to know about mistletoe! And remember, if you're standing under the mistletoe, be mindful of what it COULD mean!! ;-)
Here's another little snippet of Holiday History for you to read about!
Merry Christmas!!
Ann Cummings
12/12/2006
Wreaths Across America

Fifteen years ago, a couple by the name of Merrill and Karen Worcester, owners of the Worcester Wreath Company, began donating wreaths for the Arlington Cemetery.
Back then, they were the leftover wreaths that they had that were still fresh. He didn't want them to go to waste, so he began sending them to Arlington. This came about because when he was younger, he won a trip to Washington DC, and he always remembered the Arlington Cemetery from that trip.
He continued sending these wreaths each year, as his way of giving back to veterans because "without them, we would not have what we do today".
This year, 2006, is the first year that they've included other veteran's cemeteries around the country. They've sent six wreaths, "one for each branch of the military with the sixth wreath to remember those still missing in action", to each of the country's veteran's cemeteries.
Some of the organizations helping to achieve the goal of getting all these wreaths to their destinations include: the Civil Air Patrol and the Patriot Guard Riders. The Patriot Guard Riders have chapters in each state, and each state's chapter will escort the procession in that state to the border of the next state, until they reach Washington DC. The Civil Air Patrol will ensure the wreaths are flown to all of the states with veterans cemetaries. At least one school in each state is taking part, and wreaths have been sent to them as well for delivery and placement in the cemetaries. The Blue Bird Ranch is providing the trucking to get these wreaths to Arlington.
All the wreaths will be laid on December 14th this year, and everyone is invited to attend any of the cermonies. For those unable to attend a ceremony, a moment of silence will be held at noon on December 14th. Here is a schedule of the stops along the Escort to Arlington.
We were very fortunate here in Portsmouth New Hampshire to have been one of the stops of this wonderful Wreaths Across America procession. Our New Hampshire State Police and the NH Chapter of the Patriot Guard Riders met them to escort them to the Massachusetts border.
This video, posted on YouTube, put together by those who work at Worcester Wreath, tells the story of WHY they do this every year. It is a beautiful tribute to our veterans, and is quite moving. Please take a few minutes to watch it - it's well worth your time, I promise!
What a beautiful gesture the great folks at Worcester Wreath Company are doing - and what a great lesson to share with others about honoring our veterans and those who've given all on our behalf! In the words of the Worcesters, "without them, we would not have what we do today".......

12/11/2006
Looking to do some home improvements and/or repairs?
Most homeowners typically think the only ways to pay for home improvements and/or repairs is to either pay cash or to put those expenditures on their credit cards. Those may not necessarily be the best way for you to pay for them!
Consider these options:
~~ Home Equity Loan - This is a second mortgage on your property that's secured by the equity you've acquired in your home. The rates on a home equity loan might be a little higher than your first mortgage, but these rates are typically better than you'll end up with on your credit cards. Another big reason to consider this route is that the interest you pay on a home equity loan may be tax deductible. Interest paid on credit cards likely isn't.
~~ Home Equity Line of Credit - This is a variation of a home equity loan. With this type of funding, you get a revolving line of credit which is secured by the equity in your home. You can repay the amount you borrow, and then you can use it again and again as needed. This type of funding is really useful when doing major improvements/repairs where you have to make multiple payments over a period of time to contractors as they complete specified stages of the work contracted for. You'll typically have a variable interest rate on this type of loan.
~~ Cash-Out Refinancing - For this option, you refinance your existing mortgage into a new mortgage that is made up of your original mortgage plus whatever the amount is you want to pull out for your home improvements/repairs. This option may allow you to obtain a lower interest rate, and the interest you pay is typically tax-deductible.
An example of this is: you have a $300,000 house with a mortgage on it of $150,000, and you would like to have $50,000 to do improvements, etc. You would refinance your existing $150,000 mortgage plus the $50,000 for improvements, making your new mortgage amount $200,000. You'll receive the $50,000 as a lump sum amount when you close on your new mortgage.
Make sure you choose the right project to spend your money on. The right improvement can dramatically increase the value of your home, and those types of improvements that provide the highest return on your investment include remodeling kitchens, bathrooms, and second story additions. Take care not to over-improve for your neighborhood, and remember that too much personalizing of your house likely won't appeal to too many mainstream buyers when it comes to resale value.
If you have questions about improvements that you're considering and how they'll impact potential resale value, feel free to contact me, either via phone or email. I'll be happy to set up a time to meet with you.
Ann Cummings
Portsmouth New Hampshire
603-431-1111 x 3839
11/28/2006
Categorized in: Seller Info
Your Needs Are Changing - Should You Stay & Remodel or Should You Sell??
It can be a really tough decision to have to make when you've reached the point where you've outgrown your home. You've got two options - sell and move to a new home or remodel and enlarge your current home for more living space.
Statistics have shown that most homeowners who do extensive improvements to their homes often end up selling their homes within just a few years of the work being completed. The decisions you make about your remodeling could have a significant impact on whether you can recover your investment or not when you decide to sell your home.
As REALTORS, we see many homes and talk with many buyers. We can provide professional advice on what buyers are looking for. Having that knowledge, we're able to help you with suggestions on your remodeling projects that can help to add to your family's enjoyment while keeping in mind future resale value.
Before you decide to tackle the remodeling project, make sure to consider whether expensive improvements will over-improve your home for the neighborhood. Think about the investment you're about to make and how that compares to the selling prices of other homes in your area. If that investment far exceeds the values of the homes around you, it may make more sense to sell your present home and look to buy a new one that better meets your needs.
Ann Cummings
Portsmouth New Hampshire
11/26/2006
Categorized in: Buyer Info
All About Portsmouth New Hampshire Public Schools
"The purpose of the Portsmouth schools is to educate all students by challenging them to become thinking, responsible, contributing citizens who continue to learn throughout their lives."
Most buyers I work with moving into the Portsmouth New Hampshire area have questions about the schools - where they are, what the curriculum is like, what the student-teacher ratios are, what programs are offered at the different schools, etc.
I've put together information on all of the elementary schools here in Portsmouth, as well as information on the Middle School and the High School. You can access that information in here in this link.
You'll find all kinds of information in the various links I've included on the schools that I hope you'll find very helpful as you explore and discover Portsmouth.
Ann Cummings
Portsmouth NH
11/22/2006
Categorized in: Just For Fun!

Did you know that Thanksgiving actually began in the United Kingdom, as their Harvest Festival? It was later brought to America by the early settlers, and from there it became a much more important holiday than it had been originally. The first celebration in America took place in Plymouth in 1621 by the Pilgrims, which was actually a form of the UK's Harvest Festival. The first official Thanksgiving was actually in the Virginia Colony on December 4, 1619. The first national Thanksgiving Day was proclaimed by George Washington and celebrated on November 26, 1789.
Take a trip with the Pilgrims and see how they made it to America, how they lived once they got here, and what their Thanksgiving feasts were like back in the 1600s.
Want to learn more about Thanksgiving and the history and lore behind it? Take this quiz and see how you do!

Want to have some fun with some turkey trivia and see how much (or not) you know about the good old Thanksgiving staple?
~~ Tom the Turkey ~~ Be a "Top Turkey" ~~ Turkey Facts Trivia

Here's some fun things for the kids and grandkids!!
~~ Games, Screensavers & Storybooks ~~ Turkey Crafts ~~ Stories, Games, & More
What to do with all those leftovers???????
Check out these sites for ideas for leftovers and some great recipes - lots of yummy ideas here!!
Even those ice cream mogels, Ben and Jerrys, get into the Thanksgiving fun!
And don't forget that fabulous Macy's Thanksgiving Day Parade!! My sisters and I so looked forward to watching this parade every Thanksgiving morning while my mom was putting together a fabulous meal for us. As a matter of fact, I still watch this parade every Thanksgiving morning..... ;-)

My wish to all of you is for a very Happy Thanksgiving!!
Ann Cummings
Portsmouth New Hampshire
11/22/2006
WELCOME TO NEW HAMPSHIRE!!
New Hampshire was named by Captain John Mason for Hampshire, England. It was part of the original 13 colonies, and became the 9th state in the country on June 21, 1788. We are one of the six states that make up New England. New Hampshire was the first state to declare its independence from Great Britain, and it was the first to set up its own independent government, having done so in January 1776. That fierce independence that NH natives are known for was shining through way back then!
"The Granite State" is one of 4 nicknames that New Hampshire is known by, and it's also the one most people know of. This nickname came about because of the enormous amounts of granite formations and quarries throughout the state. The other nicknames are "Mother of Rivers", for the five great rivers of New England that originate in NH's mountains; "The White Mountain State" for the White Mountain Range; and "Switzerland of America" for the beautiful mountain scenery. Our state is certainly a very beautiful state!
Our state motto is "Live Free or Die", and most New Hampshirites take that motto very seriously. This motto is relatively new, having been adopted by the General Court in 1945. According to some, our motto is probably the best-known of all state mottos because 'it speaks to an aggressive independence inherent in the American dream, and partly because of its contrast to the mild sentiments usually found in most state mottos'.
This phrase came about from a letter General John Stark wrote on July 31, 1809. He sent his toast via letter to an anniversary of the Battle of Bennington, in which he wrote:
"Live free or die: Death is not the worst of evils."
To learn a little about our logo in the middle of our state seal, "The Old Man in the Mountains", visit my friend Monika McGillicuddy's blog - we're missing him more each day!!

Our state seal is the broadside view of the frigate "Raleigh", with a granite boulder in the foreground, and a beautiful rising sun in the background. A laurel wreath surrounds the picture. The ship signified the state's emergence as a major shipbuilding center during war years. New Hampshire's state flag has the state seal centered on a blue field surrounded by laurel leaves and the nine stars for NH being the 9th state in the country.

The very fragrant purple lilac is our state flower. Oh they smell so
heavenly, too!! Our lilacs come in a variety of colors, but the purple lilac
is the one that is most prevalent here in NH. When they're in bloom, I
like to grab a bunch of them and bury my face in them so I can inhale
that heavenly scent.......if you've never smelled fresh lilacs, you're really
missing a real treat of Mother Nature!!
These are just a few historical tidbits about my state of New Hampshire! Check out the links I included to learn even more, and even better - watch my blogs for more posts about this place I call HOME - Portsmouth New Hampshire!!
Ann Cummings
http://www.portsmouthnewhampshirehomes.com/
11/22/2006
Categorized in: Just For Fun!
Shop Till You Drop!!
If you love to shop, you'll love the Seacoast areas of New Hampshire and Southern Maine!! We've got every kind of shopping you can imagine!
Shopping in New Hampshire is tax-free, but with all the outlet shopping in Kittery, Maine, you can save more at the outlets than the tax you'll pay there!! And everyone likes to save money!! $$$$

If you take this bridge from downtown Portsmouth New Hampshire north, you'll cross over the Piscataqua River into Kittery Maine. Kittery has about a 2 mile stretch on Route 1 where both sides are lined with outlet shopping of every kind you can imagine! You can buy just about everything here in these outlets except groceries, but you can get food products at several shops. Don't fear, you won't go hungry!

There's so much shopping, I can't imagine that everyone won't find something they've got to have. The Maine Outlet plaza is the largest in the area. Tanger Outlet Center in Kittery is loaded with great shops. And there are several others as well.....plan to spend some time here and some money!
Don't forget to stop and enjoy some of the great area restaurants while doing all this shopping! Fresh local seafood is everywhere, and some of the local favorites as well as favorites with visitors are Bob's Clam Hut and
The Weathervane Seafood Restaurant. Both of these restaurants offer up the freshest of local seafood, including world famous Maine lobster served in a variety of ways. 
After all that shopping, you'll need to enjoy some sustenance, and what better way to do that than with our fresh local foods - lobster here is THE BEST!! Fresh, sweet .... oh I'm getting hungry as I write this!
Come to the Seacoast areas of New Hampshire and Southern Maine - I guarantee you'll have a fabulous visit and you'll leave wanting to come back for more.......perhaps you'll even want to make this slice of heaven your new home!! ;-)
Ann Cummings
11/13/2006
Categorized in: Buyer Info
Credit Do's & Don'ts !!
Once you've found that special house and you've gotten a final written contract on it, there's still alot to do before the closing. Emotions run high, excitement levels are running very high, and you're so excited about making your soon-to-be new house all yours. The tempation to run out and buy new furniture, appliances, etc. is so strong........but DON'T!!!!
Don't do anything to jeopardize your credit report! And that means don't buy ANYTHING until AFTER the closing! Many buyers don't realize that not only do lenders pull your credit report in the beginning when they start your loan process, but they also pull another one just days before the closing to verify that nothing has changed substantially. They look for big purchases on credit, new loans taken out, big influxes of cash into your accounts, etc. Keep everything normal, as in don't do anything during the loan process that you wouldn't ordinarily have done before you started the loan process.
Here's a list of the Top 10 Do's and Don'ts that I prepare and give all my buyer clients. I do this to help make sure everything goes as smoothly as possible and to ensure we don't encounter any surprises at the end.
Ann Cummings
11/13/2006

Portsmouth New Hampshire on Saturday mornings is a great place to be!! We have a really wonderful Farmer's Market, put on by the Seacoast Growers Association. Our market runs from early May to the first weekend in November, every Saturday, from 8am to 1pm. The parking lot of our Portsmouth City Hall, 'up on the hill' is the place to be!
What a wonderful way to meet new friends, catch up with old friends, and just pleasantly spend the morning checking out all the locally grown produce and fresh foods! Everything for sale there is all 100% locally grown, and you can meet the owners there, proudly displaying their fruits, veggies, baked goods, flowers and plants. You can also try (and buy) prepared foods there, as well. Some of our now-famous locally grown companies got their start at the Farmers Market, giving out samples of their foods. And, it's also a great place to buy crafts and fine arts as well - great gift-buying and fresh food shopping all in one place!!
This season was the 30th year of the Seacoast Growers Association. They are a non-profit organization who put on Farmers Markets in 6 different Seacoast areas. They grow and sell 100% of their products at these markets. I can tell you, it does make a difference knowing you're buying locally grown really fresh products - they don't get any fresher than this!
To learn more about Portsmouth and the surrounding areas, be sure to visit my website - while you're there, check out real estate for sale in New Hampshire and Maine. My other blog has some additional great information about Portsmouth and surrounding areas - feel free to browse my posts.
Ann Cummings
11/6/2006

Winter's coming, whether we want it to or not! And that means it's time to get your house ready for cold weather. Getting it ready now will help in several ways:
- It will help save on energy costs;
- It will help provide worry-free maintenance;
- And it will help to keep you and yours warm & cozy
inside.
Inspect the exterior of your home, and create yourself a fortress:
- Walk around the outside of your home and check for areas
that might allow water to get in, things that are broken, or
things needing repair.
- Check your storm windows and your doors. Caulk and
seal any openings and gaps to keep cold air out and to
keep warm air inside.
- Look for any overhanging or dead tree limbs and have them
removed. If these get coated in ice, they'll become
heavy & break off and hit your home.
- Shut off water to outside faucets, and drain those faucets.
This will help to prevent any freeze-ups in those pipes.
Create a warm and cozy home inside - you'll love coming home and knowing you and your family will be nice and protected:
- Have your fireplace checked out professionally for dirt and soot build-up
- Have your furnace serviced and any parts replaced that are needed
- Have your air filter replaced if you have forced air heat
- Have the fins vacuumed in your baseboards if you have baseboards for heating
- Have your furnace replaced if it's old and not functioning as it should
Having your home as fine-tuned as it can be, before the cold sets in, will help to ensure a warm and safe winter for you and your family.
Ann Cummings
Portsmouth New Hampshire
11/6/2006
Categorized in: Seller Info
Making a good first impression with your home when it's for sale 
is very important, whether it's for an open house or for showings.
You put on your best clothes for special occasions, and your home
should be dressed up in its best as well!
Here are 5 simple things you can do to dress your home in its best:
1) Clean away clutter
- Take all post-it notes, pictures, menus, magnets, etc. off the refrigerator
- Keep all countertops free of small appliances
- Put away toys in the closet or tucked away out of sight
- Remove newspapers & knick-knacks from coffee tables & countertops
2) Keep it Simple
- If there are unusual or wild colors on the walls or furniture, it's a good idea to mute them with neutral
paint or perhaps cover that day-glo orange couch with a neutral slipcover
3) Music to Their Ears
- Play some light instrumental or classical music in the background, softly - sets a nice calm ambiance
for the showing
4) Light up the World
- Appropriate lighting in each room - open up blinds and/or heavy curtains - have lights turned on
to show the home at its best
5) Warm Welcoming Smells
- Light a lightly scented candle, bake a pie or cookies, etc - creates a nice positive effect
The way your home smells greatly affects buyers subliminally, and scents and smells create positve
or negative memories.
Ann Cummings
888-349-5678 x 3839
11/4/2006
MUSIC IN THE SEACOAST AREAS!!
A new website has been born, as of October 31st, featuring local bands in and around Portsmouth New Hampshire, including the towns of Dover, Durham, Somersworth, York, etc. The bands featured are from New Hampshire, Maine, and Massachusetts.
www.whosplayin2nite.com features links to venues in the area with live music, and also features links to the bands' individual websites. This website will be updated weekly so you'll know who's playing where and when, as well as show reviews.
What a great way to be able to check out what's going on each week in the area for live music!
Ann Cummings
11/4/2006
Your lawn continues to build its root system during the dormant season, so a few measures taken during the fall will give you great results next spring and summer.
Turn fall leaves into a nutrient-rich mulch by using mulched leaves and turn them back into the turf. I have a leaf blower that is also a mulcher that works beautifully for this. There are also mower deck systems that can do this as well.
If your lawn has had a lot of traffic over the summer, your soil may have become compacted. Aeration can be a big help with this.
Dethatching with a vertical cutting machine that scores the ground 1/4" to 1/2" and then reseeding your lawn will allow it to fill in over the winter.
After you aerate or dethatch, fertilize and water so the nutrients can easily reach the root system. About a month before your lawn goes dormant is the best time to fertilize.
A little preparation now will pay off all next year. A healthy lawn enhances the value of your home and cuts down on weeding.
When it's time to move, contact me! I'll help you weed through your options in the Portsmouth New Hampshire area real estate market by giving you tips and suggestions to help sell your home faster and enhance the value of your home!

WELCOME to my wonderful part of this great world we live in, Portsmouth New Hampshire and the surrounding areas of coastal NH and southeastern Maine!!
I appreciate you stopping by my blog and checking out my posts. You'll find all sorts of posts here, some to do with life, most to do with real estate. Stop by, visit, and feel free to comment and/or ask questions. I love blog visitors, and want you to feel welcome in my world, real estate in Portsmouth New Hampshire!!
Thanks for visiting for a bit, and for checking out my world!
Ann
Ann Cummings
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