Cable TV Detached garage w/ electricity Dining Room First Floor Bedrooms Full Basement Master Bedroom Pantry Paved Drive Private Road Sidewalks Smoke detector Storm Doors Storm Windows Sump Pump

Complete Realty, LLC Flint 810 744 4600 Davison 810 653 6900 Fax  810 936 4395    Send an IM!  Info@CompleteRealtyLLC.com Complete Realty, LLC's policy is to provide list of individuals or businesses that provide various services. Complete Realty, LLC does not reccommend the services of these individuals or businesses, we our providing our clients and customers with choices. Always interview 2 or more individuals or businesses for any service you may need. The client or customer can never have too much information. State of Michigan License and Verification On-line Service. We Love Referrals!  Please read our disclaimer and our privacy statement.       About Me - Apply Online - Buyer Seller Tips - Calculator - Community Links - Consumer Links - Contact Me - Dream Home Finder - Favorite Links - Featured Listings - Free Reports - Interest Rates - Local Partners - Real Estate News - Resource Center - School Information - Search For Homes - Useful Tools - Your Home's Value ABC Real Estate Directory

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Open House Spetember 30th, 2007, from 1-3 P.M.

3458 Lang Rd.

Elegant, Spacious and Entertaining. This 4 bedroom home includes Living and Family rooms, 2 baths and a Sharp 2 bedroom attached apartment, complete with its own Living and Family rooms.  Many 5 years updates including Bathroom, Central Air, Floor Covering, Furnace, Roof, Shingles, Siding, Water Heater, Water Softener.  Is a Corner Lot, Paved Drive, Private Road, has Patio, Screened Porch.

$204,900. to purchase

Map & Directions Community Info School

Colleen Maillette, the Michigan Chapter Women's Council of Realtor's proudly invites you to:

2008 LEADERSHIP DAY

OCTOBER 19^TH, 2007

Sponsored BY

La Salle Bank

Main Headquarters, Troy, MI

(West of I-75)

CONTINENTAL BREAKFAST, NETWORKING, TRAINING & LUNCH

LUNCH $10.00 PER PERSON

SIGN IN AT 8:30 AM. MEETING WILL START PROMPTLY AT 9:00AM.

FEATURING

Tom Kotzian, JD, GRI

Sales Manager, C-21

Topic

ROBERT’S RULES OF ORDER

EVERY CHAPTER OFFICER AND GOVERNING BOARD CHAIRPERSON SHOULD ATTEND!!!!!!

This is a GREAT opportunity to prepare yourself for your new office.

FOR RESERVATIONS CALL:  Joyce Dobbs

(248) 656-4422 or jdobbs@prudentialcranbrookrealtors.com

     Everyone attending needs to make a reservation no later than October 13^th, 2007.  Due to bank security, your name has to be on the list to enter the building.

Complete Realty, LLC is attempting to assist homeowners’ that are facing possible foreclosure.  There are more options:  Short sale or Deed in Lieu.

Short Sale

Homeowners who are upside down and can no longer make their mortgage payment, up to now the only option was bank foreclose. That’s not a good option since a foreclosure sticks on your credit record for at least 10 years. Experts are now advocating a “short sale.”  You sell the house for a loss, and the bank agrees to take a loss (although they could still demand the homeowner make some kind of payment or share the loss). Posted by: Dean Foust on March 05, http://www.businessweek.com

Put another why,

A sale of a house in which the proceeds fall short of what the owner still owes on the mortgage. Many lenders will agree to accept the proceeds of a short sale and forgive the rest of what is owed on the mortgage when the owner cannot make the mortgage payments. By accepting a short sale, the lender can avoid a lengthy and costly foreclosure, and the owner is able to pay off the loan for less than what he owes.   http://www.nolo.com/definition.cfm/Term/51715E63-5BC5-4DCE-B5E96F71DFF3D5AB/alpha/S/

A Deed in Lieu of foreclosure (DIL) is a disposition option in which a mortgagor voluntarily deeds collateral property in exchange for a release from all obligations under the mortgage. A DIL of foreclosure may not be accepted from mortgagors who can financially make their mortgage payments.  Please see the following website for more information.  http://www.hud.gov/offices/hsg/sfh/nsc/faqdil.cfm  The lender is not required to accept the Deed in Lieu and can show his/her refusal by filing a Notice of Non Acceptance with the County Recorder. In any event, a decision is required whether to accept the Deed in Lieu. Usually the owner is submitting the Deed in Lieu when he/she is unable to meet his/her obligations and the property equity has gone to zero.  http://www.wealthnetwork.com/products/prod_foreclose/deed_lieu_foreclose.htm  Your bank will tell you if they will allow the Deed in Lieu.

To start either process the home must be listed with a licensed real estate agent in most cases.  The client will need to sign an authorization for the creditor to speak to the listing real estate agent.

You may not need this information personally, but you may know someone who needs this information.  Please tell them to give us a call.  We are helping people save their credit.