I received yet another home inspection report that is the bad, the ugly and the negative.

            Why can't the inspections include positive features?  I asked yet another inspector that question again today, "Liability".  Please...

            In this world of doubt and negativity would it really be so bad to list some good traits and features of a home on the inspection report.  Liability?  In my state, Michigan, Home Inspectors are not licensed by the state.  At the end of the inspection they buyer signs a waiver and hold harmless.  Liability?

             I was also told the inspection is supposed to only point out defects.  UGH...  

I was told I am the only agent ever unhappy with this person's inspection.  I'm not unhappy, I would just like to see positive remarks too. 

 Well, many agents won't make suggestions or comments to an inspector for fear the inspector will trash the next home this agent has inspected.  Most agents will just take the inspector off the list.
                             I said, "isn't it nice we are talking...  agents talk to each other", we just want the postive with the negitive...

           Someone correct me if I'm wrong.  I would love to hear the reason why positive remarks should not be on a home inspection.

RealTown's Saul Klein  Kudo’s and thank you for thinking outside the box.  MLS 5.0 must be an MLS system, not another Realtor.com.  MLS Today and MLS Tomorrow - The MLS of the Future

The current structure of the MLS is built by boomers for boomers.  Now we need to accommodate 4 generations with a 5^th coming up fast.  We aren’t ready the X’ers, I can’t imagine the being ready for the Y’s and beyond.

Can you really have a national plan that focuses on the relationship between the consumer and the agent?  Can you really have a national business plan that is ready for technology changes and current implementation that puts the Realtors® in the center of the real estate transaction?

I would love one MLS for all.  In real town America, if the people making the MLS decisions are not keeping up with today’s real estate education, our MLS’s do not contain the fields needed.  The information is slim.  Example, NAR’s Green Designation information, some agents have the information, most do not.  The one’s that do not have the education that are making the decisions are holding back the educated agents back.  NAR keeps up on today’s information and needs.

            Resort and secondary homes is another great example.  Real Estate is local, it can remain local by using the “Agent Typed Remarks” field in a national MLS system.

Many MLS’s concentrate on keeping the information limited to a one page print out.  Information about a home should be pages long.

Let me use “Views” as an example of what could be in an MLS, “City View”, “Country View” “Lake View” “Mountain View, “ “City Skyline”  ect…  This list maybe in Colorado’s MLS, but it’s not in my MLS.

Another example:  Interior:  Drywall, Plaster, Paneling ect…  pictures don’t say it all.

                            Construction:  2x4, 2x6, cement block ect…

All that I have listed are not in my MLS.  I know they are important and should be included.  So if they are yours, the reader, please be understanding.

If these fields were listed, maybe agents would be forced to learn what these fields are therefore creating better education for their clients.  It almost seems like many Realtors® believe the less we know, the better off we are because, oh- we didn’t know.

I say skip the regional MLS and state MLS’s, go for one national…

Then I would stop all syndication.  The IDX for the MLS could be put on all agent and broker website but not syndicated to Zilliow, Truilia or any others.  Make the buyer or seller contact the Realtors® websites for housing information.  Yes tax records and deed information are available on various sites, if we pulled all our information back, then we would hold a majority of the information.  These places would then stop selling referrals to the agents based on the information the agents supplied to the syndicated sites.

I love the fact that you are including Transaction Management.  Interaction between agent, lender, and all parties involves gives the seller / buyer confidence that all servicers are on the same page.  Include mapping, GPS, ect…e-signatures, Contact management with a drip campaign for listings or news letters would be an great feature.  One stop shop!  As new tools become available and researched, add to the tools.  I know of one regional MLS that hasn’t had a dues increase in 10 years.  They just keep growing therefore adding tools for the agents and systems updates.  How many associations can afford a “Research and Development Department” to research tools for their members, I believe its call attend the NAR tradeshow to see what is new…

I don’t think most MLS’s have caught up to the idea of MLS 2.0 yet.  Not catching on to 2.0 is only causing agents to fail.  Move on to 5.0 and we can all progress with education and give education.  My MLS is not interactive, however the 2ndary MLS system that I am using is.  Why do I need 2 MLS’s?  I have to pay for each.  Again, if NAR was in control, we would have the correct tools for our careers.  Then it becomes a choice of rather an agents chooses to use the tools available. 

I know this probably will not happen in my life time, however, I can dream big in my life time.

Thank you!

The 1^st quarter is officially over and we are will into the 2^nd quarter of 2009.  How is your business fairing?  Let’s talk about business plans, goals and accountability.

Is your business plan real or a wish list?  A questioned asked by Debra Asher in the MichiganRealtor May 2009, “Feeling Lucky? Your Success-By luck or by Design.  This made me think of my plan and what I have done to assist my business plan.

Everyone in business should have short term goals and long term goals.  Have self rewards for each level of goals accomplished.  Think of rewards as accountiblity.

Do you schedule time to achieve your goals? 

1.      Do you schedule online line social networking? 

2.      Do you schedule time for face to face marketing?  I bowl, that is part of my marketing plan.  I socialize and everyone knows I sell real estate. I took a year off from this activity the result was my business suffered.

3.      Do you schedule time to send out hand written cards weekly?  Better yet, do you have an assistant to send out cards for you?  Sending out hand written cards has been a success story for my office.  Many past clients call to thank me for remembering them. 

4.      Do you take time to update your active client base weekly?  Communication is the key to a successful transaction.  People just want to know what is going on.  They want to know you haven’t forgotten them.

5.      The list goes on.  Schedule your time to allow you to accomplish your goals.

Are you too busy doing the work an assistant can do?  Is not having an assistant slowing your bottom line down?  I went to a Women’s Council of Realtors® national meeting a few ago to learn everything I possibly could.  Gail Hardnett from Boise Idaho was a speaker that made a huge difference in my life.  Gail asks the audience, “How many of you have an assistant?”  Most of the room raised their hands.  Then she asked, “How many in the room have a house keeper?”  I was stunned; most of the room raised their hands.  She went on to explain how if I didn’t have an assistant, I was the assistant.  I also must say, the house keepers have helped my home life.  These 2 items have assisted to create balance in my life.  My clients and family benefit from the rewards.

            My goals become easier to reach, my transaction sides increased and past clients call me to thank me for thinking of them.  Totally a win-win situation.  My past clients are my future.

Take inventory, what are you doing that is preventing you from reaching your goals.

Angie Ridley
Complete Realty, LLC
810 744 4600

Serving Mid-Southeastern Michigan

Micrsoft Office Live Workspace with Shared View has proven to me to be an awesome “free” program.  I needed assistance with some paper work I was filling out.  It was so nice to invite other people to view the document as was typing as giving their input and advice.

I also use Micrsoft Office Live Workspace to store and share documents that I may need to assess while I’m out of the office.  The program stores and allows you to edit stored documents.  I can share the docs from that space instead of sending attachments through email.

I really like being able to upload multiple documents at once!  I have tried other programs and that is the slowest part.  With Micrsoft Office Live Workspace I will no longer pay for Relay Transaction Management system.

Check it out!

Follow the links for more information!  These classes are offered in the Lapeer Michigan area. 

Brokers Prep:   http://www.lutar.org/Forms/2009-03-BrokersPrep.pdf  

Blogging: http://www.lutar.org/Forms/2009-03-20-Blogging.pdf    

Green Meeting at night:   http://www.lutar.org/Forms/2009-03-26-BuildingGreen.pdf

Education is knowledge and we all know "Knowledge is Power".

I have a little challenge for you…  Are you ready?

1.       For one week do not “one up” someone.  If someone has a good or bad experience, simply listen.  You can not answer with a comparing situation that happened in your life.  You must answer with a Positive remark.

2.       For one week you cannot complain about anything.  You can discuss a situation only if you have a solution or are searching for a solution.

3.       For one week if someone tells you they are angry, you must respond positively.  You must have a positive response for every negative remark or comment made to you, or you just listen.

My personal results:  I have learned to listen more.  I find myself attempting to think more about what I say.  I take longer to respond.  I am attempting to be proactive instead of reactive.  I have not successfully met this challenge for a full week yet, I am trying.  Please accept this challenge then let me know how you do.

In my year as President, this exercise helped me understand and listen to our members and my clients.  I hope it does the same for you…

Angela K. Ridley, Real Estate Counselor

This first part of Thursday focused on the power of positive thinking and vocals.  Jerry Teplitz demonstrated how negative thinking and messages effect our energy levels and why negatively is so draining on the body.  He had us stand up as a pair, Dan was my partner, one person put one arm out while the other says something negative to the person and presses on the arm.  The arm will go down fast.  Now, the same arm, same person, speak positively, same pressure, arm would stay up.  He did this with just thinking thoughts and many other demonstrations.  He showed stats about the power of prayer.  He showed us stats about hospital patients with the same conditions put in 2 groups.  One group was prayed for the second not.  The group that was prayed for healed, the second group needed more antibiotics and surgeries.

            Rob Campau spoke about the last years MBT and past items.  RPAC was very successful. This year RPAC has to focus on commercial real estate.

            RPAC Lunch.  I didn’t realize, as an association we can donate.  I am going to take a proposal to RPAC, then Budget and Finance for a recommendation to the association directors to consider.  From the Flint Area Association of Realtors® Mr. Bob Piper, Mark Piper, and Mike Conn were recognized on the big screen for Sterling donations of $1000. 

            I went to a class “You’re the President: What You Need to Know about Your Role” by Tom Kotzian.  This is my 3^rd course by Tom.  This course was a reflection of Roberts Rules and helpful hints.  He explains why it’s so important under the “Business Judgment Rule” that every association board member speaks.  Chairs and Presidents should go around the room and asked for everyone’s opinion.  This insures that every BOD members has had a voice and was heard.  If a BOD member is not for a past motion, that BOD member may request that the minutes reflect that you didn’t support this motion with your name.  This is for a very strong opinion.  As you are in public you still must maintain your identity with board and support the decision made.

            The last session was to me, very negative.  It talked about how the foreclosure market happened.  Well, I don’t know about you, I lived it, I don’t need to reflect.  This speaker must have missed the positive energy speaker.

            Friday, I learned some associations are calling every member that doesn’t renew and asking why.  This has caused some members to come back because of the personal touch.  MAR told me that when we have events, we should be contacting the MAR partner list so they can show are agents what they are about.  They are members of MAR like us. 

            Friday, WCR had the Member of the Year Luncheon and Installation.  I would like to congratulate Lori Crysler as the 2008 Michigan Chapter Women’s Council of Realtors® Member of the Year! 

Installed were, Jo Ann Hatfield, 2009 President, Angie Ridley 2009 President-Elect, Kathy Thayer 2009 Treasurer, Beverly Scholten, 2009 Recording Secretary, Chris Wretschko Governor and Laurie Koelling Governor.

I am very glad I attended.

I have been trying to set up an appointment to show the address above since 5:30 Sat. evening for a showing on Sunday at 11:00am.  The home is vacant.  It's 10:30 Sunday and I had to cancel the showing because I can't get a hold of the Realtor or the office.  I even sent the agent an email.

 If this were an active Book A Showing listing, my cash investor purchaser would be going through.  He said to me, I thought you guys had a showing system, I had to say only some of us choose to use.  He said that's too bad.

If it happened to me, how many other agents can't show because the office is closed? 

Book A Showing is an MLS wide product that lets only "Licensed Agents" make appointments.  After the showing the showing agents receives email feed request until filled out.  The buyers get appointment information as approved and the sellers, listing agent and assistant receive the showing request as soon as requested and any of them can approve the showing with a click!  Then the reports for offices, purchasers and sellers are amazing

Many agents in Flint MI don't pay the Top Producer fee anymore.  Between Kinnexus MLS software, Book A Showing and Outlook, they said they don't have the need.

Angie Ridley

FAAR Now Has an Easy Button!

 
Flint Area Association of Realtors members should take advantage of this easy and convenient package. This will allow offices and members to purchase supplies at very competitive prices. A link will be provided on the FaarMember Web site. The link will open the office supply catalog where ordering supplies is just a few mouse clicks away, now that's Easy.
 

Thank you Staples for assisting with the Realtor Community!  Complete Realty, LLC,  Angie Ridley

Immigration:  NAR approved "Immigration Statement of Principles".  In simple text, NAR supports legal immigrants owning real estate.  NAR also supports borders controls to stop illegal immigration.

Election process changes:  Too many to type, please see www.Realtor.org for details.  This doesn't really affect us at the local level.             2009 National Association of Realtors® Leadership:
            President: Charles McMillan, Irving, Texas
            President-Elect: Vicki Cox Golder, CRB, Tucson, Arizona
            First Vice President: Ronald Phipps, GRI, CRS, Warwick, Rhode Island
            Treasurer: James L. Helsel, Jr., CCIM, CPM, CRE, GRI, SIOR, Lemoyne, Pennsylvania
            For Regional Vice President:
            Region 1 Sharon Steel, Providence, RI
            Region 2 Joseph L. Canfora, East Islip, NY
            Region 3 Dale Ross, Potomac, MD
            Region 4 Jayne Cox, Lancaster, KY
            Region 5 Russell E. Grooms Jr., Jacksonville, FL
            Region 6 Cathy Sherman Bittrick, Grand Rapids, MI
            Region 7 Stan Sieron, Belleville, IL
            Region 8 Scott Louser, Minot, ND
            Region 9 Doug Smith, Little Rock, AR
            Region 10 Connie Kyle, Baton Rouge, LA
            Region 11 Keith Kelley, Las Vegas, NV
            Region 12 W. James Johnson, Pocatello, ID
            Region 13 Toby S. Bradley, Santa Barbara, CA  

Fannie Mae and Freddie Mac are no longer redlining areas because of declining market status.  NAR has been working with Fannie and Freddie on this issue since it first happened.  This became nationally know Friday May, 16, 2008.

 NAR position in limiting loans areas.

1. 1. NAR was been having conversation with Freddie Mac and Fannie Mae.
   2. These discussions are confidential.
   3. NAR would like to eliminate needing at least 3% down for FHA loans.
   4. A big announcement is suppose to be made May 16^th that will cause us to never have this conversation again.  Update:  the announcement was made, Fannie and Freddie will no longer declince a loan because of "Declining Market" status.  Yeahy...
2. Credit Union Update: 
   1. The charter of 1200 pages was submitted. 
   2. Expecting approval with in 2-3 months
   3. Goal is to announce the opening at NAR in November this year.

(I have asked the question is NAR wants to keep banks out of real estate, why is NAR starting a credit union?  I am waiting for a response.)

1. Insurance for Realtors® update:  
   1. Coalition was made
   2. Bill is proposed
   3. Realtors® have great support
   4. All past objections have been research and met
   5. Bi-Partism bill
   6. All in favor except the "Insurance Committee"
2. All would like to see more contested races among the leadership.  This is from the local level to the national level.  It is happening; members just don't see it because people drop out from running so quickly.
3. The question was asked, "If an agent wants to join a neighboring MLS, does the broker have to join too?"  Answer from the floor, "Agent can't belong to any MLS that the broker does not.  The agent subscribes under the broker."
4. NAR's Travel Housing Bureau is not recording all information correctly, this will be looked at.
5. How do we protect the ethics and professionalism of agents selling in areas they are not familiar with?  Mr. Gaylord was quick to say, "Shouldn't we just beef up the criteria to be a Realtor®?"
6.  A Tampa association asked if NAR could do something to assist them with advertising while the Superbowl is in the area.  NAR is looking into that.  NAR is putting a float in the Rose Bowl Parade.
7. After the "Buy Now" campaign, NAR will start a campaign about inspections.

 

Time to talk RPAC!

More than ever, we need the Realtors® Political Action Committee.  Bill Martin from the Michigan Association of Realtors® spoke at the March Flint Chapter Women's Council of Realtors® meeting, and then Senator John Gleason came to FAAR to discuss the theft of materials for scrap money from homes.

A political action committee is a group of people who pool their resources together to support candidates who support the industry.  In the Real Estate business, we need people in office that support homeownership, understand property rights and understand the procedures / policies of selling real estate.

RPAC does not by votes.  RPAC assist the candidates that support the Real Estate Industry.  

RPAC assisted nationally:

• Smith vs Globe Life Insurance- Realtors® are exempt from the Consumers Protection Act.   That is a huge cost savings for agents.

RPAC assisted in Michigan:

• Realtors® do not have a sales tax on their commissions. (a CALL TO ACTION got the job done, 10,000 email in 2 days from you!)
• 2006 Ballot Proposal #5 K-16 spending mandate was defeated; this kept our state from getting a further deficit situation.
• Saved Realtors® from a 900% tax increase under the original proposed MBT
• Killed the expansion of the transfer tax
• Defeated point of sale septic inspections
•  Passed increased appraiser education standards
• And much more......

Senator John Gleason came to the Flint Area Association of Realtors® March 20, 2008 for a press conference.  He informed the Brokers about Senate Bill 1089.  This bill is an attempt to stop the theft of copper, aluminum and other items from the homes we are trying to sell.  This bill will require the scrap yards across MI to record valid ID information and write checks for payment of items instead of giving cash.  Many more protective procedures are on the bill as well.

We need RPAC, which means we need you.  Setting up an RPAC contribution is made easy.  A one time donation, monthly donations taken write off the debit / credit card or pay with your dues.  Think about this, $10 monthly is cheap insurance for our profession.

More than ever to protect our industry, we need your RPAC support.  How do give RPAC support, please call or email Kim Thompson at the Flint Area Association of Realtors®, 810 767 6330 or Kim@FlintHomes.net .

Town Hall Meeting on Monday Morning! 

Please join us on Monday morning, March 24th, at 9:00am for a Town Hall Meeting at the FAAR Office. The purpose of this meeting is three fold: One, to provide members with an update on the association; Two, provide a forum for members to ask questions regarding the association; and Three, to discuss the future. This event is designed to be interactive and encourage open discussion. FAAR staff and elected leaders will be participating.

Coffee and donuts will be available.

Hope to see you and your staff there!

This is a board that cares.

FAAR - G-4428 Fenton Road, Flint, MI 48507 Phone: (810) 767-6330 / Fax: (810) 234-9767

Agents please remember, the client that has your immediate attention must come first.

If you are with a client, you can't answer the phone. The person in front of you is the most important at that time. It would be rude to take a call while someone is one on one with you. Someone took the time to physically see you.

If you are on a call, that call is the most important at that time. Putting someone on holds can cause the conversation to go sour, fast. People forgot what their points are.

All calls are important, but if someone calls you, you can't put them on hold unless you know another call is coming in and you alert them at the beginning of the conversation.

You must return all calls immediately. My voice mail goes to my voice mail box, my text box as text and my email in text and voice.

Client satisfaction. I know some clients get upset if they go to voice mail, gently let them know you are taking care of their needs now, how may I assist you?

I had to lay off 6 people Friday. The Flint Area Association of Realtors® publishing "This Week in Real Estate", a newsprint homes for sale guide, was put to sleep for awhile. I don't know at this point if it is for good or not. We are not closing the corporation, just not producing the homes for sale guide.

"This Week in Real Estate" (TWIRE) was created to be a member benefit. The paper assisted the Flint Area Association of Realtors® to keep advertising cost down. When real estate was booming, we were concerned the local paper, Flint Journal, would start gouging the members for print advertising. The Flint Journal printed a bi-weekly "Homes for Sale" magazine and (TWIRE) printed weekly. Our members saw the weekly print a benefit for open house exposure and seller advantage.

When the market started to change, we realized we were no longer a member benefit. We couldn't ask the agents or brokers who can barely feed their family to advertise every week in a market that has 1.5 years of inventory.

We are currently in negotiations to combine forces. Start fresh, have a new look. Our mission is to still keep prices down. The Flint Journal is agreeing to keep prices down for the Flint Area Association of Realtors® membership. When the deal is final, I will let everyone know.

The staff of TWIRE was amazing. They were gracious. The staff saw the paper dwindle for 2 years. Most already had other plans for the future and were just waiting for the word.

I must say, this was the hardest thing I have ever had to do in business. I know business is business, but this is people's lives.

MSHDA helps with Michigan Loan

MSHDA, Michigan State Housing Development Authority, is on the way to the rescue Michigan homeowners facing the difficult times of delinequent payments, foreclosures and arms due.

New refinance programs will include: ARM Assist Refinance - The purpose of this new program is to assist individuals who currently have an adjustable rate mortgage and would like to obtain a fixed rate loan in order to create housing expense certainty.

and

Missed Payment Refinance - The purpose of this new program is to assist individuals who currently have a delinquency on their mortgage and for whom a loss mitigation strategy aimed at reinstating their existing mortgage is not plausible.

http://www.michigan.gov/mshda

for lending questions:

Patty Kelso, CountryWide Home Loans, 810 241 7686

At a recent Flint Chapter Women's Council of Realtors meeting, modular and manufactured homes were discussed.

Modular and Manufactured Homes are built in a factory. The factory is climate controlled. Great building conditions and assembled on the property.

Modular homes are appraised same as a stick built. It is possible for a 2nd homeowner, Realtor® Appraiser and Home Inspector not to be able to identify the home is a modular home. When the modular home is put on the foundation, it's the same as a stick built home. Modular homes are made to BOCA code, conforms to city and township building codes. The modular home is financed the same as stick built home.

Manufactured homes depreciate very quickly. A manufactured home contains tags on each outer section and in the inside. The tag on the inside of manufactured homes can be placed in the cupboards, on the furnace room door, the electrical panel and many other places. The tag contains the serial number, make, model, vin and year built. The tag information is needed for financing. The manufactured home is titled as a car with the secretary of state.

If the tags are removed, a surety bond must be purchased and the proper paper work filed to clear the title.

For most types of financing, the manufactured must have an engineered inspection. This inspection assures the lender the wheels are gone and the home affixed to the property and cannot be moved.

The next step for a manufactured home is the affidavit of affixture. This document removes the title forever. The manufactured home becomes part of the real estate. Most title companies will take care of this paper work.

Thank you to Ben Guzak of Allied Appraisers in Flint Michigan and the Citizens Bank crew!!

www.CompleteRealtyLLC.com your Real Estate Resource Center.....

 Have you started your business plan for next year?  Have you included networking in your plan?  Have you reviewed this years plan to see where your current networking activities paid off?  Are you networking with people that will actually give you business?  Is it time to grow your network?

 Most of us network with in our groups.   We network in our churches, the Chamber of Commerce, and among other real estate professionals.   Get out of the box!

 Networking.  Think about your everyday life contacts.  The banker, the paperboy (he will grow up), your favorite waitress and your not so favorite waitress, the pizza delivery person, do they know you are a real estate professional?  Why not?  A card is very easy to give with cash, check or debit card.  Leave a card with everyone you touch.

 The very mention of real estate usually causes a conversation.

 In your plan do you consider the contacts that are draining you?  We all have draining contacts.  The negative, down talking, know it all people.  Get rid of them.  Why associate with people that affect you in a negative way?  Okay, maybe you have to associate with them during the holidays; don’t talk about your profession.  Politely change the subject; it’s not worth your energy.  I love the person that over hears a question directed at me, and then decides they know more about the subject than I do, and interrupts to give bad advice.  Politely give a card to the person that asked the question and walk away.  Make this part of your plan.

 Nothing new has been said here, I just hope a reminder goes off next time you are out in a restaurant or you have something delivered, to give a card.  Yes, even the UPS person. 

 I would like to recommend site for business planning, http://www.joeann.com/2008AwesomeYearPlan.pdf , she includes networking.  I learned about this plan in the Webinar Event hosted by the Women’s Council of Realtors®.  Watch for these events, they are free and very educational.

 Lastly, I would like to say “Good Luck and Congratulations” to Doris Nurenberg.  Doris is leaving FAAR to join HAAR (-:  Huntsville (AL) Area Association of Realtors®. 

Seller and Purchasers, Complete Realty, LLC is making life easier!!

Complete Realty, LLC will go live with Book-A-Showing August 1, 2007. 

Book-A-Showing can't start up soon enough for Complete Realty, LLC.  We will no longer be taking REALTOR® phone calls for appointments; they will all be through Book-A-Showing.  I will even have the Book-A-Showing on our website.  This is a showing system that does it all.  Sellers will get email or text notification of appointments, be able to approve through the text or email system also.  Purchasers showing file will be kept on-line so any home can be looked at again. 

Seller and purchaser will have immediate access to all feedback and appointments.  Sellers will be emailed all feedback results.  This system emails the showing agent until they respond.  Awesome!

Finally a tool made for desk tops, Smart Phones and the mobile agent.  No more phone calls for feedback or showing vacant homes and with records that will last forever!  I can see the cell phone bills decreasing.   

Safety!  Only agents that are truly licensed will be able to use the system, a safety measure that agents and companies haven't had in the past.  We always verify through the State of Michigan website, but this will eliminate this task. 

Too much to list, please visit  http://bookashowing.com/ 

As our business is changing we need to rethink where we are going on how to get there.  We are working harder for less.  That’s okay, and now is a good time to readjust business plans.  I am currently in the process of up dating and rethinking my business plan.  I thought of my agents and peers as I proceeded. 

 Please except this offer as a gift and from someone who cares.  If you have any ideas and want to share, please do.  Deanna and I, we will be having a business plan and goal setting meeting on June 12 @ 10:00, our regular meeting only with a designated topic. Think in terms of 6 months, 1 year, 3 and longer.    Please let me know if you would like to attend.  Angie@AngieRidley.com

 Complete Realty, LLC will be having our weekly meeting this Tues. @ 10:00.  I am inviting all you to come just to get involved and share ideas.  If you interested in coming please let me know.  Angie@AngieRidley.com.  If you would like to bring a friend, please due.  We will be discussing Final Walk Through, Organizational Specialist, some web stuff and more.  The business meeting part will be short.  After the business meeting part we will take a field trip to the FAAR building for the FAAR Open House.  FAAR will be serving hot dogs and more…  Mini tradeshow creates a great networking opportunity.

 I have attached a free business plan link through Microsoft.  I hope this works for you.  http://office.microsoft.com/en-us/templates/TC010175181033.aspx?CategoryID=CT101172331033

 Have a Great Day, because everyday is a Great to List and Buy Real Estate!

Agents,

Complete Realty, LLC will no longer put the tax information in Kx or on the website.  The rules for Kx and website state all information for real estate must be current or fines may be leveraged.

Information supplied by the townships and cities is previous years. 

It is up to the buyers agent to discuss last years taxes and what may happen to the taxes after the sale.  The property tax estimator can be located at http://www.completerealtyllc.com/Nav.aspx/Page=https://treas-secure.state.mi.us/ptestimator/PTEstimator.asp .

Your coopperation is appreciated.

Thank you.