• Oct. 11, 2009 - Home Valuation Code of Conduct (HVCC), Flint WCR Program
Are You Ready?
Do you know how to talk to your clients about the Home Valuation Code of Conduct (HVCC) and how the use of Appraisal Management Companies (AMC) may effect the transaction?
Did you know FHA is going to start following the HVCC Jan. 2010?
Come learn about the HVCC and AMC's with Flint Chapter Women's Council of REALTORS®. Speaker Ray O'Neil, GAA, RAA Certified General Appraiser. The more we learn together, the easier the transaction and the better the quality of service. Flint Golf Club 11:30-1:00. $18.00. RSVP Lynne@Amerihomemtg.com
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• Sep. 26, 2009 - Angie Ridley, LOCAL REALTOR® ACHIEVES NATIONAL ASSOCIATION OF REALTORS® GREEN DESIGNATION
Sept. 2009
Genesee County, MI – Angie Ridley, owner of Complete Realty, LLC, has been awarded the National Association of REALTORS®’ Green Designation, the only green real estate professional designation recognized by NAR.
Angie Ridley achieved this prestigious designation after completing 18 hours of course work designed specifically for REALTORS®. The courses were created in collaboration with a multidisciplinary team of industry experts from across the country; ensuring designees gain comprehensive knowledge of green homes and buildings and issues of sustainability in relation to real estate. Angie is currently the only EcoBroker Certified® in the area.
More specifically, Angie Ridley was trained in understanding what makes a property green, helping clients evaluate the cost/benefits of green building features and practices, distinguishing between industry rating and classification systems, listing and marketing green homes and buildings, discussing the financial grants and incentives available to homeowners, and helping consumers see a property’s green potential.
“As energy costs rise along with concern for the environment, homeowners are looking for innovative ways to save money and live responsibly,” said Dick Gaylord, NAR’s immediate past president. NAR’s Green Designation was developed in response to growing consumer awareness of the benefits of resource-efficient homes and buildings. The designation helps consumers who care about energy efficiency and sustainable building practices identify REALTORS® who can help them realize their green real estate and lifestyle goals.
As an NAR Green Designee, Angie has gained the knowledge and the tools necessary to become a trusted green resource for MI’s Genesee, Oakland and Lapeer Counties. For more information about Angie Ridley, please visit www.AngieRidley.com or e-mail Angie@AngieRidley.com.
For more information about NAR’s newest designation, visit www.greenresourcecouncil.org
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• May. 26, 2009 - Michigan Granholm to consolidate departments, we are still waiting
Governor Granholm Consolidates to reduce cost
As most of us are aware the 2009 Michigan budget is living with shortfalls. Too assist with the budget issues, Governor Granholm is attempting to consolidate 18 state departments into 8.
The Michigan Association of Realtors® (MAR) supports streamlining government to prevent tax increases. In 2005, MAR in efforts with the Michigan Chamber of Commerce funded an initiative to change the way the state approaches the budget process. The Price of Government (POG) approach is to budget for outcomes. If this approach would have been used, perhaps we wouldn’t be in the budget situation we are now.
Let’s hope the consolidation works in the long run. Change can be difficult, we are witnesses that change is needed. As of May 2009, these changes have not yet been implemented.
(Source: MichiganRealtor March 2009, May 2009)
Angie Ridley
Complete Realty, LLC
Serving Mid-Southeastern Michigan
810 744 4600
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• Apr. 28, 2008 - Economist says:
Quick notes from the MI Broker Summit
Market Trends and Forecast
Lawernce Yun, Ph D Chief Economist
MI Real Estate prices are declining but not as fast as they appreciated. Homes sales are rising bringing down the inventory and stabalizing prices. The market is expected to start correcting now and finish in 2009.
Top 2 reasons for foreclosure:
•1. Loss of jobs (Michigan has loss jobs for 7 straight years)
•2. Home prices declining, people just walking away when the price declines
Now that homes are selling, prices will begin to stabilize. Nationally home prices in 2007 were the same as 2002.
Jumbo loan rate sh/ be coming down soon. They can't of administration issue. The software is the issue. This should be solved April 09.
New Home Construction is slowed. That's good. This will assist to stabilize current inventory prices.
Homeowners benefit from Fed rate cuts, new home purchasers don't because the cut causes mortgage rates to go up.
People can buy; they won't because of the fear factor caused by media.
In Michigan, Unions are assisting in the economy struggle. Unions help existing jobs and scare away new potential employment opportunities. |
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• Dec. 15, 2007 - Paramedics, Experience, Location, Guns, Genesee County Ambulance Issue
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Angie,
I took a peek at your blog by clicking on the link in your email. Good Stuff.
I just wanted to add a bit of information for you to consider for your next blog entry.
My niece is an EMT/Paramedic with XXX Ambulance. She will soon be joining the Genesee County Sheriff's Department as an ALS/Paramedic (Advanced Life Support). The ALS designation is a national certification which allows my niece, xxxx, to do more advanced work with patients in the field. When she joins the Sheriff's department her job will become even more dangerous than it is now. She will be a paramedic with a gun. Just picture my niece, all of 5 ft 2 inches and maybe 105 lbs with long blonde hair and big blue eyes. Picture her with a gun and no bullet proof vest. Picture her back with a great big target on it. Picture my cute little niece lifting a 300 lbs man out of a burning building or under a hail of bullets and you will feel my anxiety over her job.
XXXX is just over 21 years old and has been in the field for several years. When she was first starting out as a "probie" she worked out of the northern Genesee County area, from Clio to Flint. She is now based out of a suburb and works mostly in the downtown Flint and greater Flint areas. I say all this to give you the background for my following comments.
My first thoughts about combining all the ambulance services under one shield were completely negative. No regulation for pricing, who decides which emergency gets the first ambulance, will the dispatcher send help to richer neighborhoods before poorer, ostensibly more dangerous neighborhoods? Who will be there to guarantee a competitive market boosting the need for better service?
My niece has explained it this way. Currently, the ambulance companies are on a roster which goes in a certain order. The next company up gets the call. Even if another one is closer, any 911 dispatcher who receives a call requesting an ambulance takes a look at the next company available and they get the call.
The Ambulance company receives the call from 911. That ambulance dispatcher looks to see if they have any vehicles available. If they don't, they tell the dispatcher to contact the next available company and ask them. The dispatcher goes down the roll until an ambulance company accepts the call.
Then the communication between the rigs, their dispatcher, the 911 operator and any emergency response teams (fire, police) gets really hairy. By this time, it could be a few minutes to many, many minutes before the responding units arrive at the location and have an understanding of the situation. Too often, my niece has arrived at a location to be held back by police because there was someone shooting. Sometimes she gets there and she has to run out because no one reported a dangerous situation ... and she found it and had to call the police.
If one ambulance company doesn't fit the bill, I understand. I am all about fair play in the market place. But there needs to be a central dispatch who knows the exact location of every rig, the experience or licensing level of the personnel (are they just an EMT or do they have Paramedic or ALS Certification?
The dispatcher must know every bit of know information about the situation, and have the ability to update all responders in real time. The dispatcher must know every location of every responding unit, and can contact all at once. The responders must be able to speak to each other without dispatch relaying and delaying effective response times and outcomes.
I don't know about you, but if my mom is having a heart attack from her chemo treatments, I want to know that the fastest vehicle with the highest trained personnel is on its way. I want them to know as much information before they walk in my door as possible so that unnecessary delays won't cause her more pain, or risk death.
I know, too much information. But I am passionate about the safety of the responders (one of my brothers is a trooper with the State Police) and the people they are risking their lives to help.
Thanks for your blog and for keeping your clients informed.
Dawn Ferguson
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