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November 2007

• Nov. 27, 2007 - Genesee County Michigan Cities and Township

Mid Michigan city and township links.

Name Type Address Phone/Fax Meets
Argentine Twp 9048 Silver Lake Rd
Linden MI  48451
(810) 735-5050
(810) 735-9514
2nd & Last Monday @ 7:00 pm
Township Hall
Atlas Twp 7386 S Gale Rd
Goodrich MI 48438
(810) 636-2548
(810) 636-6144
3rd Monday @ 7:00 pm
Township Hall
Burton City 4303 S Center Rd
Burton MI  48519
(810) 743-1500
(810) 743-5060
1st & 3rd Monday @ 7:30 pm
City Hall Council Chambers
Clayton Twp 2011 S Morrish Rd
Swartz Creek MI  48473
(810) 635-4433
(810) 635-4526
2nd Thursday @ 7:00 pm
Township Hall
Clio City 505 W Vienna St
Clio MI  48420
(810) 686-5850
(810) 686-0627
1st & 3rd Monday @ 7:30 pm
Commission Chambers
Davison
Property Tax
Estimate
City 200 E Flint St
Davison MI 48423
(810) 653-2191
(810) 653-9621
2nd & 4th Monday @ 7:30 pm
Municipal Bldg Council Chambers
Davison Twp 1280 N Irish Rd
Davison MI 48423
(810) 653-4156
(810) 653-2770
2nd Monday @ 7:00 pm
Municipal Center
Fenton City 301 S Leroy St
Fenton MI 48430
(810) 629-2261
(810) 629-2004
2nd & 4th Monday @ 7:30 pm
City Hall Council Chambers
Fenton Twp 12060 Mantawauka
Fenton MI  48430
(810) 629-1537
(810) 629-9736
1st & 3rd Monday @ 7:30 pm
Civic Community Center
Flint City 1101 S Saginaw St
Flint MI 48502
(810) 766-7346 2nd & 4th Monday @ 5:30 pm
City Council Chambers
Flint Twp 1490 S Dye Rd
Flint MI  48532
(810) 732-1350
(810) 732-0866
1st & 3rd Monday @ 7:00 pm
Township Hall
Flushing City 309 E Main St
Flushing MI 48433
(810) 659-5665
(810) 659-0569
2nd & 4th Monday @ 7:30 pm
City Council Chambers
Flushing Twp 6524 N Seymour Rd
Flushing MI  48433
(810) 659-0800
(810) 659-4212
2nd & 4th Thursday @ 7:00 pm
Admin Bldg  (call first to confirm)
Forest Twp 130 E Main St
Otisville MI  48463
(810) 631-4997
(810) 631-6162
2nd Thursday @ 7:00 pm
Township Hall
Gaines Twp G-9255 Grand Blanc Rd
Gaines MI  48436
(810) 635-3200
(810) 635-3116
1st Wednesday @ 7:00 pm
Township Hall Meeting Room
Gaines Village 113 Genesee St
Gaines MI  48436
(517) 271-8386 2nd Wednesday @ 7:00 pm
Village of Gaines Office
Genesee Twp 7244 N Genesee Rd
Genesee MI  48437
(810) 640-2000
(810) 640-1150
2nd & 4th Monday @ 7:00 pm
Township Hall Meeting Room
Goodrich Village 10242 Hegel Rd
Goodrich MI  48438-0276
(810) 636-2570
(810) 636-8886
2nd Monday @ 7:00 pm
Lyceum Building
Grand Blanc City 203 E Grand Blanc Rd
Grand Blanc MI  48439
(810) 694-1118
(810) 694-9517
2nd Wednesday @ 7:00 pm
Council Chambers
Grand Blanc Twp G-5371 S Saginaw Rd
Grand Blanc MI  48439
(810) 424-2600
(810) 694-2881
2nd Thursday @ 7:30 pm
Government Center
Linden City 132 E Broad St
Linden MI  48451
(810) 735-7980
(810) 735-4793
2nd & 4th Monday @ 7:30 pm
Council Chambers (201 N Main St)
Montrose City 141 Parkway
Montrose MI  48457
(810) 639-6168
(810) 639-6125
2nd Tuesday @ 7:00 pm
City Hall
Montrose Twp 139 S Saginaw St
Montrose MI  48457
(810) 639-2021
(810) 639-3207
3rd Monday @ 7:00 pm
Township Hall
Mt. Morris City 11649 N Saginaw St
Mt Morris MI  48458
(810) 686-2160
(810) 686-7330
2nd & 4th Monday @ 7:00 pm
Council Chambers
Mt Morris Twp G-5447 Bicentennial Dr
Mt Morris MI  48458
(810) 785-0817
(810) 785-3845
2nd & 4th Monday @ 5:30 pm
Township Hall
Mundy Twp 3478 Mundy Ave
Swartz Creek MI  48473
(810) 655-4631
(810) 655-6621
2nd & 4th Monday @ 7:30 pm
Township Hall
Otisville Village 300 East St
Otisville MI  48463
(810) 631-4680
(810) 631-4796
1st & 3rd Monday @ 7:30 pm
Forest Township Hall
Richfield Twp G-5381 N State Rd
Davison MI  48423
(810) 653-3564
(810) 653-6295
2nd Tuesday @ 7:30 pm
Township Hall
Swartz Creek City 8083 Civic Dr
Swartz Creek MI 48473
(810) 635-4464
(810) 635-2887
2nd & 4th Monday @ 7:00 pm
City Hall
Thetford Twp 4014 E Vienna Rd
Clio MI  48420
(810) 686-5200
(810) 686-9394
2nd & 4th Monday @ 8:00 pm
Recreation Hall
Vienna Twp 3400 W Vienna Rd
Clio MI  48420
(810) 686-7580
(810) 686-0820
1st & 3rd Monday @ 7:30 pm
Township Hall

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• Nov. 27, 2007 - Homes Search Page

directions, right click and open in new window...

Search Michigan's Genesee County Homes for sale from the Flint Area Association of Realtors Multiple List System.

Total Multiple Listing Search Featured Homes

Seach by School District, City, Township, Zip Code, Price Range, MLS # and more

Seller Services Complete Realty, LLC Purchaser Services

Just Listed with in 7 days.

HUD homes for sale across the United States


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• Nov. 25, 2007 - Book A Showing, a company that gives back!

Book A Showing, a company that gives back!

Book A Showing

I would like to thank the guys at Book A Showing for all they do. Not only do they produce the best MLS showing assistant program and give great technical support, they also give back to those that support them.

I met the guys at Book A Showing about year and a half ago, in Wisconsin at a Regional Women's Council of Realtors® retreat. I slipped them the name of the Flint Area Association of Realtors® AE, Doris Nurenberg. They called Doris immediately. Doris arranged for the Flint Area Association of Realtors® Broker Support Unit to review the Book A Showing product and the product of a competitor. Well, Book A Showing won hands down. Book A Showing put their money and product where their mouth was. They gave us a 90 day free trial to see if the MLS members liked the product. It was a success. The Flint Area Association of Realtors® purchased the product.

Now Doris is in Huntsville, working for the Huntsville Area Association of Realtors®. I am waiting to see how long before Huntsville gets this wonderful product.

Book A Showing then decide to give back. This picture is at the National Realtors® Conference in Las Vegas. Book A Showing is sponsoring the Michigan State Chapter Women's Council of Realtors®. They committed for 4 years of sponsorship.

In return, we do a commercial at every meeting and logo on the website. We will do all we can to see that they get more business from MLS systems!!!

Thank you Book A Showing.

Book A Showing

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• Nov. 25, 2007 - To Purchase or Not to Purchase

To Purchase or Not to Purchase!

Whether it's your first home or your 5th today is the day to purchase. Whether you are purchasing an occupant owner home or an investment property today is the day to purchase. I don't have to tell you about the great deals on the market, you already know that. Let me tell you some other advantages.

Owner occupied investments.

If you are thinking of purchasing your first home, stop there. You are actually purchasing your first investment. This investment, if treated right, will lead you to your dream home.

Let's say you purchase your first investment for $100,000. You put $10,000 down (10%) of the purchase price. $100,000 is the present value today. The market finishes correcting itself and you sell in 6 years. If your property increases an overall of 8% per annum as it has in the past, your investment is now worth approx. $158,700. You will have approx. $28,600 in mortgage payments and $10,000 cash out, while receiving about $ 20,000 after the sale. Where else can you make $20,000 in 6 years?

Use the equity to purchase your second investment.

Don't sell; why not turn the first investment, into a life time money maker? This is when your money starts paying you. A person always needs shelter. As the population increases, shelter needs increase. Rent the home; let the tenants purchase the home for you. If you can, charge a little more than the house payment and pay down the mortgage faster or create a fun fund.

Soon you will be able to use the equity again to purchase your 3rd investment and so on.

There are many tax benefits to being a "landlord". Talk to your accountant, but here are a few, the heater you would need to replace if you lived there or not. Most maintenance items and the interest you pay on the debt. A property manager, yes property manager, you have better things to do than collect rent and it is a write off. Taxes and the list goes on.

Remember, as the debt is paid down the equity goes up!!! The value increase in the property will offset any maintenance issues usually.

When you do decide to sell your investment property, you may want to invest in a 1031 Exchange. The 1031 allows you exchange or trade your investment for a different one. This is a great way to up your investments and defer payment of taxes.

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• Nov. 20, 2007 - Davison Schools, Davison MI

Tuesday, Nov 20, 2007

3458 Lang Rd, Davison Schools, Davison MI

Download this episode (2 min)Pod cast, please listen or read...
Elegant, Spacious and Entertaining. 4-6 bedroom home includes Living and Family rooms, 2 baths and a Sharp 2 bedroom attached apartment, complete with its own Living and Family rooms. Exellent Home Office setting

Thank you listening to the information about 3458 Lang Rd. Davison Schools, Davison Mi. East of Irish, north off Bristol.

Your eyes will say Elegant, Spacious and Entertaining. This home is a 4 bedroom home plus a full 2 bedroom apartment.

The main home boast of approx. 2102 sf ft and the apartment adds an additional 936 sq ft.

In the main home you can sprawl into any 4 bedrooms, relax in the family room with fireplace and get a soda from the bar. While in the family room you can walk out the lower level walkout to a screen porch and smell the gardens.

Feel like cooking, I'm sure any recipe can be put together in this kitchen galley. Friends and family can chit chat from the breakfast nook. Dinners can be served in the formal dining area.

Guest or family may find the 2 bedroom apartment to nice to leave. The apartment has its own living room and family room as well. A full bath, kitchen and laundry facilities complete the spacious apartment.

The apartment has its own entrance from the outside and can be accessed from the main home if desired. This feature is also great for a home office.

A carport or 2 car garages will protect your car from the elements.

This multi generational home is on over a half acre corner lot. There are only about 5 houses on the street. Quite setting.

Updates to the home include baths, central air, floor coverings, furnace, roof, siding water heater and softener

So if you need a 4-6 bedroom home, or a home office with 3 baths, this home will delight your eyes. For more information please call Angie Ridley 810 744 4600.

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• Nov. 19, 2007 - Real Estate Counselor for Sellers Podcast

Monday, Nov 19, 2007

Real Estate Counselor for the Seller

Download this episode (2 min) Podcast, please listen or read.
This cast explains why you need a Real Estate Counselor and not just an agent.
Thank you for listening.

This pod cast will identify the reason a Real Estate Counselor is needed for your real estate property, especially in today's real estate economy..

A Real Estate Counselor will listen to your needs as a seller. We will identify the goals and time frame needed to accomplish the goals. Many say the goal is selling the property. Factors include time frame, market situation and reason for selling.

A Real Estate Counselor will then explain how we can assist. If you agree that our plan will help you meet your goals, then we provide you with the information needed to price your home.

We control the process, you control the decisions.

A market analysis will no longer be enough to price a home!

Absorption rates tell us the month's supply of homes on the market.

Absorption rates can be broke down to meet any criteria, price,

number of bedrooms and immediate neighborhoods.

6 month supply = balanced market, greater than 6 = buyer's market, less than 6 = seller's market for an example of an absorption rate chart.

From the information gained from the absorption rate process, we can then calculate the "Odds of you selling your home" This information will help you price your home correctly to sell when you need the transaction to occur.

The Real Estate Counselor will identify potential purchasers. Negotiate on the sellers behalf. Once negotiations are mutually agreed, then we assist you with your inspection process.

We will keep in contact with the lender of the purchasing party.

We will attend the closing to answer questions you may have. When the keys are ready to be transferred, we will be your contact.

Have questions after the transaction, please call. Once a client, always a client. For more information, please call 810 744 4600, this is Angie Ridley, your Real Estate Counselor.

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• Nov. 18, 2007 - Absorption Rates and Odds of Selling in Flint, MI and surrounding areas

Absorption Rates and Odds of Selling in Flint, MI and surrounding areas.

A market analysis will no longer be enough to price a home!

Absorption rates tell us the supply of homes on the market.

Example: if xyz = 33 then there is a 33 month supply of homes

on the market for that area.

Absorption rates can be broke down to meet any criteria, price,

number of bedrooms and immediate nieghborhoods.

I am listing the absorptions rates by school district,

if you would like a rate with different criteria,

please email me: Angie@AngieRidley.com

12 month time peroid gives the months of market supply.

6 months analysis shows a trend.

3 months time period gives the latest trends

6 month supply = balanced market, greater than 6 = buyer's market, less than 6 = seller's market

This information is provided to help sellers

price the real estate properly. Are you going to

overprice your home if your odds of selling is

less than 50%? I don't think so!!

17-Nov-07

School

12 Month Reading, the most accurate

According to a 6 Month's Trend

According to a 3 Month's Trend

Odds of

District

read

reading

reading

Selling

Months Supply

Months Supply

Months Supply

Atherton

13

13

15

months of inventory

20.00%

Beecher

14

12

14

months of inventory

16.67%

Bendle

14

16

21

months of inventory

18.33%

Bentley

13

10

10

months of inventory

22.70%

Birch Run

14

14

16

months of inventory

19.20%

Byron

15

13

15

months of inventory

19.44%

Carmen/Ainsworth

16

16

17

months of inventory

18.29%

Clio

16

15

16

months of inventory

19.82%

Davison

16

15

16

months of inventory

17.95%

Durand

13

11

13

months of inventory

25.64%

Fenton

23

23

24

months of inventory

13.14%

Flint

15

15

15

months of inventory

18.98%

Flushing

19

18

20

months of inventory

16.61%

Genesee

33

45

30

months of inventory

7.27%

Goodrich

20

19

117

months of inventory

13.26%

Grand Blanc

17

17

17

months of inventory

16.67%

Holly

18

17

15

months of inventory

15.69%

Kearsley

16

15

16

months of inventory

18.88%

Lake Fenton

20

19

23

months of inventory

14.86%

Lakeville

7

12

14

months of inventory

13.73%

Lapeer

16

17

38

months of inventory

14.74%

Linden

20

18

17

months of inventory

15.56%

Millington

22

19

18

months of inventory

16.27%

Montrose

16

14

17

months of inventory

20.20%

Mt. Morris

14

15

19

months of inventory

20.28%

Swartz Creek

19

18

22

months of inventory

17.08%

Westwood Heights

14

11

13

months of inventory

23.91%

Source: The Flint Area Association of Realtors Multiple List Service

Information based on real estate that is active and sold in the time period stated.

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Genesee Co. MI Real Estate and more.....A Real Estate Counselor makes the difference.

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Genesee County Michigan Cities and Township
Homes Search Page
Book A Showing, a company that gives back!
To Purchase or Not to Purchase
Davison Schools, Davison MI


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